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Author Archives: Hustler

Chase $125 Bonus Checking

The $125 Chase bonus is back! You must log into your Chase account to see or email me for a printout. Print out now before they take it down again. It’s good until 5/15/2010. Get a $125 cash bonus when you open a Chase CheckingSM account and set-up direct deposit or make five debit card purchases. You’ll need a $100 minimum opening deposit. With so many branches and thousands of ATMs, banking with Chase couldn’t be more convenient.

Request a coupon by emailing me to hustlermoneyblog@gmail.com

You need to keep the account open for 6 months before canceling. Otherwise, the bonus will be taken back. I’m pretty sure they will take the offer down before the expiration date, so print it now!

$150 Crescent Credit Union Bonus

Do you live in Massachusetts from cities such as Brockton, Taunton, Norwell and Cambridge? If so, you can get $150 Crescent Credit Union checking account bonus. In order to get the $150 bonus, you must:

1. Sign up for direct deposit.
2. Sign up free bill pay and pay 2 bills within the first 60 days
3. Make 10 purchases using their debit card within 60 days of account opening

If you can only do 2 of the above, then you still get $100 bonus. The checking account is totally free with no monthly fees or minimum balance requirements. In order to be a member, you must live or work in Plymouth, Bristol, Norfolk, or Barnstable counties of Massachusetts.

Complete Bank of America Bonuses List

I’ve written many bank bonuses on this website. Bank of America has to be ranked as one of the best in giving out bonuses. For those who still feel this as a hassle, I feel that you are missing out on this gravy train. Get them now since these bonuses are like an endanger species.

Complete Bank of America Bonuses List

1. Bank of America’s $100 bonus – this offer is good until 2/28/10 (only four more days!) using offer code AOU261209 to get the $100 bonus. Must be new customers with a opening deposit of $500. You must keep the account open for at least thirty days and make one minimum transaction with your debit card. The MyAccess Checking has no monthly maintenance fee.
2. Bank of Anerica’s $75 bonus – this offer is good until 3/31/10 with offer code CH75OL1 to get the $75 bonus. Available only for Bank of America’s credit card customers. You must fund your new account with $125 within 30 days and they will send your $75 bonus within 90 days of account opening.

*Hard credit inquiry on your first checking account. However, no additional ones are done for subsequent accounts.

**Take screen shot of the offer and offer code. They are notoriously known for forgetting to send out bonuses. Sometime, use their email to remind them or you might have to call them.

***Keep an eye out for fees on your account. It states clearly that there is no fees when account is opened online.

1. $35 Bill Pay Bonus – sign up for this offer in conjunction with the $100 to stack up. Make sure to do 3 bill payments within thirty days of account opening. Good for current customers too who have never used their bill pay.
2. $250 Keep the Change – One of the best bonuses I’ve personally done myself. They will match up to $250 within the first 3 months of participating KTC. You must have a savings account to get this to work. For every purchase with your debit card using your PIN, your change will go directly to the savings account. They will match it.

*Best methods to maximize KTC: Pump gas $1.01 for 253 times at a gas station usually at night for convenience, pay your cable bill online such as Time Warner $1.01 for 253 times, or pay garbage bill the same.

**Terms and Conditions let you have up to have 5 Keep The Change accounts, hence 5 x $250 = $1250 bonus. Props to you if you can do all 5 within 1 year.

PerkStreet $100 Bonus, $50 Bonus, or 2% Cash Back

I’m not exactly sure why they have 3 promotions, but choose the best one below to your liking:

2% Cash Back for 6 Months -They now offer 2% cash back on for using their non-PIN debit card for 6 months with their online checking account. Make sure to make an initial deposit of $25. In [...]

ING Checking $50 Bonus Offer Code EM428

I’m starting to think ING is the new Chase. Currently, ING Direct is giving out a $50 bonus for their new Electric Orange checking account customers. Click through the link, then apply now button, hit the continue button, and make sure to put in the offer code EM428 in the reference box.

In order to qualify, you must make 3 signature based debit transactions in 45 days after account opening. If you already have their ING Savings, then you are automatically approved. Simply sign through this link with the offer code EM428. With both accounts, you can easily transfer money back and forth. It doesn’t have the best interest rate since it’s only a checking account. However, it very convenient to have both checking and savings.

ViewPoint Bank’s Absolute Checking Paying 4.00% APY $50K Nationwide

I was a little hesitant to open a Rewards Checking Account, but it’s all worth it and not as troublesome as I thought it would be. I currently have two Rewards Checking account at 4% APY. For those who want a Rewards Checking Account with up to $50K since $25K is too much trouble, there is ViewPoint Bank’s Absolute Checking paying 4.00% APY on balances up to $50,000 nationwide. You must have a minimum initial deposit of $100 and it comes with free checks. The account has no monthly service charges and no minimum balance requirements.

In order to get the 4% APY, you must:

1. Make 15 check card purchases
2. One direct deposit or one online bill-pay
3. Receive electronic statements

Branches are located in Dallas, Tx. For people living in Dallas, TX, your chance of getting approved is much higher. Those from out of State have been reported to getting a rejection letter because of too many accounts opening through their ChexSystems. So, if you are from out of State with no high yield rewards checking, then your chance is much better.

PerkStreet Financial Checking 2% Cash Back

PerkStreet Financial’s $50 bonus is over. They now offer 2% cash back on for using their non-PIN debit card for 6 months with their online checking account. The 6 month period will start when your account has been opened. Make sure to make an initial deposit of $25. In order to get eh 2% cash back, your purchase must be credit or signature option(do not use your debit PIN).

Make sure the account stay active by doing debit card usage, online bill pay, withdraw, or making a deposit. Otherwise, there is a $4.50 fee. First book of checks is free and no minimum requirement. PerkStreet checking is best fitted for people with high debit card usage. With 2% cash back for the first 6 months and 1% afterward, this works just like a cash back credit card.

Ready Saver Account 2.00% APY Nationwide

For those Rate Chasers out there, Southern Community Bank and Trust’s Ready Saver Account is giving out 2.00% APY on all balances. The account is available to everyone except for North Carolina residents. Minimum initial deposit is $1 and there is no monthly service fees. Interest accrues monthly and you must receive e-statement. They also have ACH to ACH transfer.

One important note is that you must sign into your online banking account monthly. There is a $3.00 fee per withdrawal for going over the 6 withdrawals limit. A maximum of $15K in electronic transfer but it seems that they do not enforce. They want to bring in new money, hence it’s not available for North Carolina residents since they have branches there.

Southern Community Bank and Trust has its headquarters in Winston Salem with branches in several North Carolina cities including Asheville, Greensboro, Winston-Salem and Raleigh. I guess they’re excluding NC residents so they can bring in only new money. It has been reported that there will be a hard pull with Equifax for all new accounts.