Bank of America’s Keep the Change $1325

Those of you who come here to learn the best methods to make free money, well I have a special treat today. This ultimate post will help you make up to $1325 from Bank of America’s Keep the Change program.

Keep the Change is a Bank of America program whereas they will match up to $250 of the change of a debit transaction for the first 3 months. Lets say you buy a coffee drink $2.25, instead, it will show as a $3 charge, and the 75 cents goes into your savings account. KTC will also put in another 75 cents to match your savings.

In short, you want the charges to be $1.01, $2.01, $3.01, etc to maximize this deal. Also, according to their Terms and Conditions, you can have up to 5 Checking Accounts hence 5 Keep the Change participation.

Follow these steps to make up to $1325:

1. If you have a credit card, then get this $75 bonus for a new checking. If you don’t have a BOA CC($25 bonus CC), use this $50 bonus link.
2. For simplicity sake, deposit $500 in your account.
3. In order to do keep the change, you must sign up for a savings account(this can be done when opening a checking). **You must set up $25 auto transfer each month from Checking to Savings for Savings account to be free.
4. Once you have your checking, savings, and debit card, visit this Keep the Change link to enroll.
5. You will have a 3 months window to get the $250 match. Here are a few quickest ways to maximize this offer. 1) Go late at night and pump gas at $1.01 each time. Do this every time you need to fill up your gas tank, so give and take about 253x at $1.01 each time. 2) You could also pay your phone bill, water bill, or electricity bill at $1.01 each time online. Check with your utility company to see the policy on this.
6. At the end of the 3 months, open up another checking account online and enroll again in Keep the Change. You do not have to open another savings account. Simply link the new Checking to the first Savings account.
7. The same rules apply. Do it again after 3 more months until you got 5 total Checking. You should get $250 at each account anniversary.

Here’s the math:

$75 Checking bonus + $250 KTC(5x) = $1325

*You want to take a screen shot of each offer just in case you might have to fight them. BOA are notoriously known for not handing out bonus on time.

**You don’t have to do it one at a time. If you feel like you can do all 5 at once, go right at it.

***You can always take money out of the savings and put it back into your checking account. Watch your balance or deposit more so you won’t over withdraw.

****Hard pull will only be done once for your first account, and soft pull everything afterward.

*****Everything above is legit. Unethical? ehh..that’s for you to decide. Nothing is illegal since we’re following their Terms and Conditions. You might want to pump gas at night and at a big chain so you won’t draw attention to yourself.

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Tagged as: Bank of Anmerica, BOA, KTC