According to this fatwallet thread, here is a list of banks that count ING, Paypal, and ACH push transfers as direct deposit. This is good info since many bank bonuses required direct deposit.
Banks that count ING/Paypal/ACH push transfers as direct deposits (confirmed successes):
Bank of America (ING, Paypal, ACH push)
Bank of the West (ING, Paypal)
Bank One (ING, Paypal, ACH push)
Bank of New York (ACH push)
Charter One (ING, ACH push)
Chase (ING, Paypal, ACH push)
Citibank (ING, Paypal, ACH push)
Citizens Bank (ING)
Commerce Bank (ING, Paypal) - refers to one in the northeast
Commerce Bank (ING) - refers to the one in Missouri
Compass Bank (ING)
E-Trade Bank (ING, ACH push)
HSBC (ING, Paypal, ACH push)
Huntington National Bank (PayPal)
PNC Bank (Paypal, ACH push)
Principal Bank (ING)
Salem Five (ACH push)
SunTrust (ING, Paypal)
TD Banknorth (ACH push)
UFBDirect (ACH push)
USAA (ING)
US Bank (Paypal, ACH push)
Wachovia (ING)
Washington Mutual (ING, ED, Paypal)
Wells Fargo (ING?) - One report that ING is counted as DD, one report that it isn’t…YMMVBanks that don’t count ING/Paypal/ACH push transfers as direct deposits (confirmed failures):
Charter One (no Paypal)
Presidential Bank
Wells Fargo (no ING?)
Wachovia (no Paypal)
PNC Bank
MeadowsCU (no ACH push)
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