How many cards do you carry? and do they give you the best cash back options? I suggest to carry around 3-5 cards in order to get the most cash back.
Here’s my list of the best Cash Back Credit Cards:
Best cash back cards for groceries/drugstores:
- 5% Cash Back from AmEx Blue Cash(after $6500 in spending)
- 3.75% Cash Back from Chase Freedom Cash
General Cashback Anywhere on Any Purchases:
- 2% Cashback Countrywide Visa towards your Countrywide Mortgage
- 1.5% Fidelity American Express: *Must have Fidelity Account
- 1.4% Emigrant Direct Mastercard: *Must have 10K in Emigrant Direct
- 1.25% Chase Freedom Cash Visa Card
Restaurants:
Top Cash Back Gas Credit Cards:
- 10% Chase BP Visa Rewards Card, then 5% after 2 months **good only at BP gas stations**
- 5% Discover Open Road Card
- 5% AmEx SimplyCash
- 5% Visa Platinum Penfed card
- 3.75% Chase Freedom Cash Visa Card
- 3% Chase PerfectCard MasterCard, 6% first 3 months
Office Supplies
- 5% American Express SimplyCash Card *5% gas and Telecom too
Hotel
- Starwood Preferred Guest Credit Card from American Express
- Hilton HHonors Platinum 5 points per dollar on eligible purchases
Best Cashback Student Cards
- Discover Student Open Road 5% cash back on Gas and auto maintenance
- Chase Student Flexible Rewards 1% Cash back on Everything
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