If you already have FNBO’s 6% APY savings account, why not get Charles Schwab’s 4.25% Checking account also? I think this is a good combination since they are pretty stable and FDIC insured. Charles Schwab’s checking account has no minimum requirement and no monthly fees. Some other features include free billpay, free ATM rebates, and free checks. wow!
Okay, how to open?
- You must open a Charles Schwab’s brokerage account first.
- Then open the linked Investor Checking account.
- You can also open by phone or branch.
There are no fees for both accounts, hence no need to worry about minimum balance. They use moneylink to transfer money electronically. There is no fees to use this service. You can also deposit by mail or direct deposit.
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