• $50 bonus for opening the free checking account with a minimum deposit of $100. Also required is either direct deposit of $200/month or 5 signature debit card purchases per month for the first 90 days.
• $50 bonus for keeping the checking account active for 90 days (at least 3 transactions each month)
• $50 bonus for using online bill pay (at least 3 per month)

You can also join this credit union via American Consumer Council according to this Field of membership. It will cost you $6 to join this organization.

SimplyCash® Business Card from American Express

• Earn 5% cash back on automobile gas, office supplies, and wireless services
• Earn 1% cash back on virtually all other purchases
• No limits to the cash back you can earn
• Cash back is automatically credited to the statement each month
• 0% introductory APR for the first 12 months
• No annual fee with the flexibility to pay in full or carry a balance
• Fee-free Additional Cards
• Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.

Apply Now!

If you open it at the branch, they will hand you the $50 gas card on the spot. If not, it will be mailed to you within 30 days.  Branches are in the following States: Illinois, Michigan, Indiana, Colorado, Minnesota, Wisconsin and Arizona..

The free checking account features:
* No minimum balance requirement
* No monthly service charge
* FREE Online Banking
* FREE Online Bill Pay with Online Statements

Plus you can also get the following free account services:

* FREE TCF Check Card with FREE TCF CashRewards
* FREE TCF Express Teller ATM transactions
* FREE 24-hour automated Express Phone service
* FREE Online Banking with check images
* FREE customer service support by phone

Discover® Business Card is giving $100 cash back bonus after $1000 in purchases.

In Summary:

• Earn $100 Cashback Bonus when you apply now**
• 0% Intro APR* on Balance Transfers and Card Purchases for 12 months
• 5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases
• Earn 5 to 20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
• No Annual Fee
• Fee-free Purchasechecks that earn Cashback Bonus®. to pay merchants who don’t accept credit cards
• Free employee cards with customizable limits and monthly reporting on their spending Apply Now!

After 90 days of meeting requirements, they will send you the Ipod. You will receive your iPod within 90 days of meeting requirements.

Check out the small print.

• Direct deposit transactions are limited to: payroll, social security, pension and government benefits.
• Automated payments exclude Key Bill Pay, debit card automated payments, PayPal transactions and account to account balance transfers.
• Offer not available to individuals who have opened a KeyBank checking account in the last 12 months.
• The value of the iPod will be reported on Form 1099-INT.
• If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee.

Check out these two awesome cards for free points and hotel nights:

Starwood Preferred Guest® Credit Card from American Express and Starwood Preferred Guest® Business Credit Card from American Express

$25 will be credited to your Complete Savings Account within 30 days of the account being funded with a minimum deposit of $1. Payments will be reported as interest income. Accounts must be opened by 8/13/2008 to quality for the $25 offer. Must be a new account opened with new funds. Offer applies to one new account per customer. Not good with any other offer. This offer is not valid for E*TRADE FINANCIAL employees

The savings account has a yield of 3.30% APY with more ACH external linking and fast transfer transfer speed.

Here are the features:

• $1 minimum deposit to open account
• No minimums or account fees
• Free online ACH transfer system
• 6 withdrawal limits per month
• $100K per day limit on outgoing and incoming ACH transfers
• ACH transfers complete in one business day
• 9 day hold time for initial deposit (ACH or check). No hold for wire transfers.

You also could get $20 bonus with $100 deposit for opening a Virtual Bank account. Email me for a referral link.

Don’t forget about the $25 ING Bonus for opening with $250 deposit. Easy money just a click away.

$25 ING Bonus Links - Checking Accounts

1. ING $25 Referral Link
2. ING $25 Referral Link
3. ING $25 Referral Link
4. ING $25 Referral Link

Top Cash Back Gas Credit Cards:

• 10% Chase BP Visa Rewards Card, then 5% after 2 months **good only at BP gas stations**
• 5% Discover Open Road Card
• 5% TrueEarnings Costco AmEx Business Card
• 3.75% Chase Freedom Cash Visa Card
• 3% AmEx SimplyCash
• 3% Chase PerfectCard MasterCard, 6% first 3 months

The physical locations are in Arizona, Colorado, Connecticut, Florida , Illinois, Indiana, Kentucky, Louisiana, Michigan, New Jersey, New York, Ohio, Oklahoma, Texas, Utah, West Virginia and Wisconsin. I believe anyone can sign up online.

You must set up direct deposit in order to get the $125 bonus. Try first with Paypal. If it doesn’t count, then try ING, Citibank, etc etc via ACH transfer to see if it counts as direct deposit. Your account must be opened for 6 months before closing.

Here’s the fine print from the promo:

It’s easy to get $125!1. Print this page and take it to your local Chase Branch or apply online by July 31, 2008.
2. Open a Chase Free Checking account with Direct Deposit.
3. Watch your account. We’ll deposit $125 into your new Chase Free Checking account within 6-8 weeks of establishing direct deposit.Chase Free Checking is more than free, it’s:* FREE with Direct Deposit or 5 debit card purchases*
* FREE access to more than 9,000 Chase ATMs
* FREE Online Bill-Pay - including our Online On-Time GuaranteeSM**
* FREE Visa® Check Card with Zero Liability*** protection
* FREE Account Alerts sent by phone or e-mail to help you avoid fees
* FREE access to any of our 3,000 branches nationwide

**If you do apply online, make sure you check the part “no thanks, I don’t want to order checks” since it will cost you $23 to do so.

This is highly YMMV since it’s a targeted offer. Once you set up your checking account, enroll your debit card in this $75 Chase promotion. You will get $75 cash back for using your debit card when you charge $750 for everyday purchases. Those with a Chase checking account can try to see it you qualify.

Also, double Visa points at Speedway until Sept. 30th.

Chase Freedom^SM Credit Card gives you another $50 bonus after first purchase. Along with your Chase checking account, you will get top 5 categories of 3% cash back.

• Receive $50 after you make your first purchase
• 3% Cash Back in your top 3 everyday spending categories
• 1% cash back for every $1 you spend on all other purchases
• Receive an extra $50 each time you save and redeem $200 in rewards

Apply today!

Chase has also been sending out a lot of promos for unused Chase card. Even if you didn’t get it in the mail, call the number in the back of your card to see if you qualify.

Some include:

1. 10% rebate for July/Aug/Sept, $100/month max each month
2. Chase Credit Card Holders in Good Standing $5 Per Day In July For Any Purchase ($155 Max)
3. Chase Freedom Card: Get $10 or 1000 points using blink

Some small fine prints:

• Open by Sept. 15
• You will get a 1099 for the $50 award
• Make sure to keep account open for six months
• allow 7-10 days for the card to arrive

Know the terms to make sure the Free Checking Account stay free:

• Sign up your statements electronically, otherwise it is $3 per month
• Do not enroll in optional Bill Payment Service. If you do, less than 3 bill payments has a $5 inactivity fee.
• Do not order checks.

American Express® Preferred Rewards Gold Card gives you 10000 bonus points = $100 gift card after first purchase.

• No annual fee for the first year - $125 Thereafter
• Earn 10,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $100 gift card!
• No Pre-Set Spending Limit
• The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend. You can redeem points for your choice of truly exceptional travel, shopping, and entertainment rewards.
• Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
• Global Assist® Plus Hotline and many more benefits included.
• Express Approval. Get a decision in less than 60 seconds.

Apply Now!

To open an account, you must stop by a local branch. They do not pull your credit report, but use a ChexSystem to verify. The $100 bonus will be credited within 7 days of the first Direct Deposit. From the website:

A qualifying Direct Deposit is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited into checking account. The minimum amount of any single Direct Deposit must be at least $500. Direct Deposits must be made by an employer or an outside agency. Transfers from one account to another or deposits made at a branch or ATM do not qualify as Direct Deposits.

Sign up for the Free Checking with only $25 initial deposit. It comes with no monthly fees or minimum balance requirements. Keep the account open at least 6 months before closing.

Top Cash Back Gas Credit Cards:

• 10% Chase BP Visa Rewards Card, then 5% after 2 months **good only at BP gas stations**
• 5% Discover Open Road Card
• 5% TrueEarnings Costco AmEx Business Card
• 3.75% Chase Freedom Cash Visa Card
• 3% AmEx SimplyCash
• 3% Chase PerfectCard MasterCard, 6% first 3 months

A few reminders:

1. Must deposit $25 within 30 days to get $75 bonus.
2. Bonus only apply to new customers.
3. Bonus will be deposited within 90 days.

Even though it stated only for new customers, I have gotten this bonus multiple times. There is no hard pull if you already have an account with Bank of America. If you don’t see your bonus within 90 days, send them an email to remind them. After you gotten your bonus, cancel anytime via phone, email, or in branch.

There is also another $75 bonus link with offer code CH75OLL

Advanta Life-of-Balance Platinum Card

• 2.99% Fixed APR for Life on balances transferred within 3 months
• Choice of 6% Cash Back or Travel Rewards
• No Annual Fee and No Limit on Earnings
• $0 Fraud Liability
• Personalized card — your company name on the top of the card

Apply Now!

You can see the online  bonus at this site.

SimplyCash® Business Card from American Express

• Earn 5% cash back on automobile gas, office supplies, and wireless services
• Earn 1% cash back on virtually all other purchases
• No limits to the cash back you can earn
• Cash back is automatically credited to the statement each month
• 0% introductory APR for the first 12 months
• No annual fee with the flexibility to pay in full or carry a balance
• Fee-free Additional Cards
• Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.

Apply Now!

You must follow these steps to get $75:

• Stop by their new financial center at 2912 Legacy Drive, Plano, TX (972-618-0259) to open a new checking account
• Fund the minimum intial deposit of $100 by 10/1/2008
• Make 10 transacations within the first 60 days.

This offer is limit to one per household, bonus will appear in 120 days of account opening, and the bonus will be reported to the IRS.

Quick Summary:

Starwood Preferred Guest Business Credit Card from American Express

• Earn 10,000 Starpoints with your first purchase - that’s good for up to 3 free nights!
• Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts
• Redeem at over 825 participating Starwood hotels and resorts in 95 countries including Sheraton®, Westin® and W Hotels®
• Transfer to over 30 frequent flyer programs, most on a one-to-one basis.
• Save 3-25% on business purchases at companies like FedEx, Delta, Hertz®, and more.
• No annual fee for the first year - a savings of $45
• Voted Best Affinity Credit Card by frequent travelers in 19th Annual Freddie Awards

Apply Now!