Whenever you get denied for any credit such as house, car, or a credit card, you will get a letter telling you to have 60 days to receive a free credit report. However, they are always very vague about how and where to get it. The list below will fix that problem.
Experian: If you’ve been declined credit, employment or insurance, or experienced adverse action, your report may be free.
Equifax: If you’ve been denied credit, insurance, change in credit limit, or other benefits within the last 60 calendar days, or you’ve recently placed a fraud alert on your credit file, you may use this site to request and view a free copy of your file as allowed under FCRA, state or federal legislation.
Transunion: Click on right side bar.
For those that want a free credit score and report, then click through this link to get your FREE credit score and more! . It’s a free 30 days trial. Make sure you cancel by the end of the month.
Get $100 bonus in gift card when you sign up with Citi Professional Card with Thank You Network
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