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Hassle Free Ways to get the 10 Debit Requirements for those 6% Checking Account

Currently, I know of six credit unions that will allow people from outside the area to be a member and qualify for their 6.00% APY Checking Account.

  1. 6.01% APY State Bank of Toledo
  2. 6.00% APY M/A-COM Federal Credit Union
  3. 6.01% APY Air Academy Federal Credit Union
  4. 6.01% APY Connexus Credit Union
  5. 6.01% APY Provident Credit Union
  6. 6.01% APY Charter Turbo Checking

They all have similar requirements such as 10 Debit transactions or more per month, receive e-statements, and sign up DD or ACH auto-debit monthly. The toughest one to do is the 10 debit transactions.

What if you got like $50K and you want to earn 6.00% APY without doing all the hassle of 10 debits requirement. You rather keep your money liquid and get the high rate. Well, you can make ten $1 donation each month to Charity that will debit from your account automatically. You don’t mind giving away $10 because 1) it’s a good cause and 2) 6.00% APY is making more money for you.

Here’s the top list of charity that will take $1 automatically each month:

  1. V Foundation (debit weekly too)
  2. American Cancer Society
  3. Earthday Network
  4. Blind Childrens Center
  5. Fund for Animals
  6. The Humane Society
  7. Safe Harbor International Relief
  8. Americans for Non-Smokers Rights
  9. International Rescue Committee
  10. Amazon Conservation Team

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