Hustlerama

If Sprint is my number #1 company, then Chase is #2 since I’ve made so much money from their bonuses. At the same time, my readers have made so much money from Chase through their Checking, Business, and Credit Cards bonuses. Don’t get me wrong, I probably help Sprint get/retain a few thousand customers throughout the years or Chase new credit card/bank customers. Here’s the complete list below:

Chase Complete Bonus List

Personal Accounts:

1. Chase $125 Bonus – You can visit your local USPS and ask for a mover’s guide. Inside the mover’s guide, there should be a $125 Chase coupon. You could also get a $125 coupon on Ebay for a couple of dollars. More listing.
2. Chase $100 Bonus – This President’s day (2/15/10) only, visit your local Chase bank for a $100 bonus. I believe they are running this promotion every year. I suggest you do this only if you can’t find a $125 coupon in the mover’s guide.
3. Chase 25K Continental Miles Bonus – You can get this deal in conjunction with the $125 bonus. However, you must get the continental debit card which will cost you $25. More in-dept Review on the 25K bonus. Good til March 31, 2010.
4. Chase $50 High School or College Account – Good for all high school students or college students. No fees whatsoever. No direct deposit is required, but must make 5 debit purchases to initiate the bonus. Read more on the Chase $50 Review. Good until 2/27/10.

*Cash bonus will only work with Direct Deposit. However, ACH from most banks will work. I’ve done it with Capital One, Schwab, Ally, Paypal, etc. Must do it once a month to keep the account free.

**For all Chase Personal Accounts, you must keep it open for 6 months. You can get the cash bonus again every year.

***Chase lets you make an initial deposit using a credit card up to $500 and it will count as a purchase. Use a Charles Schwab 2% cash back since that’s an extra $10 for you.

Chase Business Accounts:

1. Chase $100 Biz Bonus – Easy $100 Chase bonus when you deposit $500 into your business account. You must have a business DBA to open one. No need to keep it open for 6 months requirement. Also, no direct deposit requirement. One business bonus per year. Read this Chase Business Review. Good until 3/15/10.
2. Chase $200 Biz Bonus – Same requirements as above, but more difficult to find. The link is dead, but may be found on Ebay. If you are patient, the link will come back and you’ll the first to know through this site.
3. Chase Biz $15 Bill Pay Bonus – Once you have your business account open, simply sign up through the link and make one bill pay. Easy $15 bonus and good until 3/31/10.

Chase Credit Cards:

1. Chase Sapphire(SM) Card $100 Bonus – Get 10,000 Bonus Points after first purchase. The 10,000 bonus points can be cashed in for a $100 check. There is no annual fee with the Chase Sapphire Card. I personally have this card and got a $100 Check. With the Chase Sapphire Card, you get 2X on all airfare booked through Ultimate Rewards. There is no earning caps, point expiration, or blackout dates. Also, earn 10x for every dollar when shopping at select merchant through Ultimate Rewards Mall and 1 point for every dollar on all other purchases. Chase gives you 24/7 Dedicated service advisor (No voice recording) with premier travel protection benefits.

If you like this site, you'll definitely enjoy reading Hustlermoneyblog

Are you from Colorado, California, or Arizona? If so, you can get a $50 bonus at FirstBank for opening their Free Checking Account online. Simply open an account with a $50 opening deposit to get a $50 bonus. You must open the account online to qualify.  There is no monthly fees, direct deposit requirement, or minimum monthly balance.

From the website:

* Offer valid for free checking accounts opened online. Limit one gift award per household, per 12-month period. Limit one gift per account. FirstBank employees are not eligible to receive the award. Minimum opening deposit of $50 required to receive the gift. Limited time offer. The $50 award is considered interest and is subject to IRS and other tax reporting. The award will be given at account opening. The $50 award is considered a bonus that can be revoked if the account is closed within 6 months of opening.

Quick Free FICO Score and Report

MyFico is giving your credit Score Watch and report Free Trial for thirty days. They will remind you when your free trial is up. The best part is they are making the cancellation extremely easy. Simply visit this MyFico cancellation page so you won’t ever have to pay anything! Once you login, the cancellation is quick with an easy cancellation button. No need to call customer services or dealing with them selling other financial products.

Checking your credit score and report are vital to your financial health. Visit MyFico today to get your free credit score and report.

If you like this site, you'll definitely enjoy reading Hustlermoneyblog

Here’s the New Chase $100 Business Checking valid until 3/15/2010. Before it was $200, but this is the only current Chase Business bonus. You might be able to find a $200 Chase business bonus on Ebay. But if you want this one, you must log into your Chase account to see the coupon. If not, email me and I will send you one. I would print now ASAP even if you are just thinking about it. Chase is well known to take down their bonus offer. You must deposit $500 when opening the account to get your bonus.

There is also a $15 bill pay bonus on top of that $100.

Email me for a coupon: hustlermoneyblog@gmail.com

You are wondering, can I open one anyway..say sole proprietorship? YMMV on this. I don’t think you can just walk in and say you have an Ebay business and you want to open a business checking account.

If you are a licensed professional such as a lawyer, teacher, or accountant, you can open a business checking as sole proprietorship without your business being registered with the state.

Obviously, if you have a business, this is an easy $100 bonus. In order to have no monthly fees, your account balance must maintain $5K per month(Chase credit card balance counts too).

From the website about the fees:

¹FREE Checking means no monthly service fee and includes up to 200 transactions per month on a Chase BusinessClassicSM Checking or Chase BusinessClassicSM Checking with Interest account. Other fees may apply. Requirements are either: (a) when 5 or more debit card purchases are posted to your checking account each statement period (withdrawals from the ATM or cash advance transactions do not qualify); (b) linking the checking account to a Chase Business Credit Card that is not delinquent, closed, charged off, or revoked and as long as the card balance exceeds $0 at least once during the current checking account statement cycle; (c) linking the checking account to a Chase Premier CheckingSM or Chase Premier Platinum CheckingSM personal checking account; or (d) maintain a monthly average balance of $4,000 to $7,500 (depending on region) in the checking account. All accounts are subject to approval. Linking for pricing purposes will not affect your statement and does not link accounts for overdraft protection. Overdraft protection must be requested by you.

Another way to get away from the fees is to ask for the Chase Business Complete package. This package gives you both the Business Classic Checking and Business Savings accounts fee-free for the first year.

Here’s the fine print about the bonus:

Offer valid 2/1/10- 3/15/10. To qualify for this offer, open a Chase BusinessClassicSM Checking, BusinessClassicSM Checking with Interest, Chase Advanced BusinessCheckingSM, Advanced Business CheckingSM with Interest, Commercial Checking, Commercial Checking with Interest, or Chase BusinessPlus® Extra Checking account and deposit a minimum of $500 or more into your new business checking account within 30 days of account opening with funds not currently on deposit with Chase or any of its affiliates. Account opening and award of premium are subject to approval (interest bearing accounts available only to sole proprietorships, non-profit organizations, and government entities). Limit one business checking account-related premium per customer per calendar year. Chase reserves the right to withdraw this offer at any time without notice. Attempts to earn multiple premiums may be voided by Chase, at its discretion. Offer not available to existing Chase checking customers. Coupon must be presented at time of account opening. Offer not available on account conversions or in combination with any other offer and is non-transferable. Employees of JPMorgan Chase Bank, N.A. and our affiliates are not eligible. Cash premium will be deposited automatically into your checking account within 10 business days after the minimum deposit requirement is met. Cash bonus may be considered interest reportable on IRS Form 1099-INT.

Hustler’s Free Money of the Day:

Lending Club was kind enough to allow me to offer my readers a special promotion: Open a lending account and receive a $25 bonus. You can use this bonus to make your first loan. To take advantage of this promotion, please click on this specific promotional link. Many of my readers have gotten the bonus and have enjoy their experience.

Here’s what to do:

1. Go though this Special Lending Club link
2. Fill in your name, email, password, and make up a user ID.
3. Verify your identity
4. Add your bank account and wait them to withdraw an amount less than $1
5. Wait for a few days, and verify the amount that has been withdrawn.
6. Deposit $1 to get $25 bonus.
7. Bonus will show up after the initial deposit.

If you like this site, you'll definitely enjoy reading Hustlermoneyblog

Are you residing in Wisconsin, Illinois, or Minnesota? Then get up to $150 bonus with Free Checking from Associated Bank. Bank with them to earn free cash with extra perks with value and convenience.  You will get the first $50 with your first check order and completion of five debit card signature purchases, the 2nd $50 with your enrollment in Online Bill Pay and completing three bill payment transactions, and finally the 3rd $50 with a regular direct deposit of your payroll check.

You can open an Advantage Checking account online or stop by their nearest location. Do this now for up to $150 bonus because this offer ends April 20, 2010.

Hustler’s Saving Money Tip of the Day:

One of the things I learn with car insurance is that you can always cancel your policy at any time. There is no early termination fee and you get your money back pro-rated if you pay it full in advance. Since rates are always changing, you can be sure to find a lower price from all the competitors.

It took me less than 5 minutes to find a lower rate by going through online with Netquote. After filling out online, the offers begin to pour in from at least 10 insurance companies. The major companies include Farmers, Allstate, Progressive, Nationwide, and many more. I put in the year and model of my car, along with the type of coverage I would like, and they will email you the best rates. I didn’t put my real phone number because I didn’t want to be bothered with them calling.

If you like this site, you'll definitely enjoy reading Hustlermoneyblog

Check out the new Bank of the West’s $100 checking account bonus good until 2/19/2010. Simply do direct deposit of at least $250 or make 10 online bill payments. Good thing is the Branches are located throughout the Western and Midwestern states.  They include Oklahoma, Kansas, Minnesota, Nebraska, Colorado, Arizona, Nevada, Wyoming, Washington, Oregon and California.

From the website:

Open any new personal checking account, and either establish one monthly recurring direct deposit of at least $250 to your new account or make 10 bill payments with Bank of the West Online Banking and receive a $100 bonus. The first recurring direct deposit must be posted to your account within 60 calendar days of your account opening date. The 10 bill payments must occur within 60 calendar days of your account opening date. Bonus will be credited to your account within 60 days after satisfaction of conditions. Offer valid for a new personal checking account opened from 1/11/10–2/19/10 with $100 or more from a financial institution other than Bank of the West. Offer subject to change without prior notice and may be terminated or extended based on response. Offer does not apply to second or multiple checking accounts and/or existing checking customers. Limit of one $100 bonus per household per calendar year. To the extent required by law, Bank of the West will report the value of the offer to the IRS on Form 1099. Any applicable taxes are the responsibility of the account holder. All accounts are subject to the Bank’s standard terms and conditions and fee schedule.

They also have a great rate with their 1.50% APY Online Savings Account. The rate is good for $10K or above only. Good if you have a local bank.

ShareBuilder $50 Bonus

If you never open a Sharebuilder account, then these bonuses are pretty easy. There is no hard pull on your credit report. Normally, you would need to make a trade, but it seems like there is no need to make one trade on this bonus offer.

Here’s the newest code I just found: 50WCFA

Follow these steps:

1. Sign up to your ShareBuilder account.
2. Click on the “Get Started” tab.
3. Select account type Individual Account and then click “I’m responding to a Promotion”.
4. Fill out the rest of the form. Click “Next” to fill out second form. Under Promotion Code, enter promo code E.G.: 50WCFA
5. Select “No I don’t have an account” and fill out the owner information and username/password information. Click “Next”.
6. Select “Sharebuilder Basic Account” (Don’t select Standard or Advantage as those programs have monthly fees).
7. Deposit $50 from your checking account, Fund your account with an Electronic funds deposit from savings or checking account .
8. It seems like you don’t even need to make a trade to get the bonus.
9. Receive email that you got the promotion.
10. Wait 4-6 weeks to get your bonus.

If you like this site, you'll definitely enjoy reading Hustlermoneyblog