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Free Flight or $250 with American Express Premier Gold

April 13, 2010 – 6:49 pm

The American Express(R) Premier Rewards Gold Card is running a new 25000 bonus points($250 gift cards) good only until 4/26/2010. Take advantage of this offer since it won’t last very long. In order to get the 25000 bonus points, you must make at least $1000 in spending in your first 3 months. The 25000 points can be redeemed toward one domestic coach-class ticket or $250 in gift cards from such stores as GAP, Barnes&Nobles, Home Depot, Bath and Body Works, and many more.

To me, fulfilling the $1000 purchase requirement can easily be done in three months. You can purchase American Express gift card utilizing this method. This offer is a quick easy way to make $250 bonus. There is no fees for first year.

Terms:

* For a limited time – earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months, redeemable toward one domestic coach-class ticket. Offer expires 04/27/2010.
* Earn Membership Rewards points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
* Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.
* No annual fee for your first year, a savings of $175

“Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.”

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Updated List of Chase Bonuses

April 12, 2010 – 5:13 pm

If Sprint is my number #1 company, then Chase is #2 since I’ve made so much money from their bonuses. At the same time, my readers have made so much money from Chase through their Checking, Business, and Credit Cards bonuses. Don’t get me wrong, I probably help Sprint get/retain a few thousand customers throughout the years or Chase new credit card/bank customers. Here’s the complete updated list below:

Newly Updated Chase Complete Bonus List as of 4/12/10

Personal Accounts:

  1. *DEAD* Chase $125 Bonus – Currently good until 5/15/2010. Print now before they take it down. Make sure to deposit $100 to get your bonus. Also, log in to print or email me for a printout.
  2. Chase $125 at USPS – You can visit your local USPS and ask for a mover’s guide. Inside the mover’s guide, there should be a $125 Chase coupon. You could also get some free codes $125 coupon here.
  3. Chase $100 Bonus – Good until 5/28/2010. I’m not sure why there are two since the $125 is currently available. It’s possible you can stack on top of the $125, YMMV. Do this offer if the $125 coupon is taken down or you can’t find one in the mover’s guide.
  4. Chase 25K Continental Miles Bonus – You can get this deal in conjunction with the $125 bonus. However, you must get the continental debit card which will cost you $25. More in-dept Review on the 25K bonus. Good til June 30, 2010.
  5. Chase $50 Commuter Bonus – Up to $50 bonus for using the transit with your Chase Credit or Debit Card. Must use your card between 3/1 to 5/15/2010 around NYC.

*Cash bonus will only work with Direct Deposit. However, ACH from most banks will work. I’ve done it with Capital One, Schwab, Ally, Paypal, etc. Must do it once a month to keep the account free.

**For all Chase Personal Accounts, you must keep it open for 6 months. You can get the cash bonus again every year.

***Chase lets you make an initial deposit using a credit card up to $500 and it will count as a purchase. Use a Charles Schwab 2% cash back since that’s an extra $10 for you.

Chase Business Accounts:

  1. Chase $200 Biz Bonus – You must deposit at least $5000 to qualify for this business bonus. Good until 5/15/10. Unlike personal business, nowhere in the Term of conditions whereas you must keep it open for 6 months. However, 5 debits requirements to keep it free.

Chase Credit Cards:

  1. Chase Sapphire(SM) Card $100 Bonus – Get 10,000 Bonus Points after first purchase. The 10,000 bonus points can be cashed in for a $100 check. There is no annual fee with the Chase Sapphire Card. I personally have this card and got a $100 Check. With the Chase Sapphire(SM) Card, you get 2X on all airfare booked through Ultimate Rewards. There is no earning caps, point expiration, or blackout dates. Also, earn 10x for every dollar when shopping at select merchant through Ultimate Rewards Mall and 1 point for every dollar on all other purchases. Chase gives you 24/7 Dedicated service advisor (No voice recording) with premier travel protection benefits.

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Chase Business $200 Bonus

April 9, 2010 – 12:42 am

Here’s the New Chase $200 Business Checking valid until 5/15/2010. You might want to print it NOW because they will take this down before the expiration date. You can request the business bonus code by entering your email at the website. Make sure to deposit $5000 in order to get your bonus.

You are wondering, can I open one anyway..say sole proprietorship? YMMV on this. I don’t think you can just walk in and say you have an Ebay business and you want to open a business checking account.

If you are a licensed professional such as a lawyer, teacher, or accountant, you can open a business checking as sole proprietorship without your business being registered with the state.

Obviously, if you have a business, this is an easy $200 bonus. In order to have no monthly fees, your account balance must maintain $5K per month(Chase credit card balance counts too).

From the website about the fees:

¹FREE Checking means no monthly service fee and includes up to 200 transactions per month on a Chase BusinessClassicSM Checking or Chase BusinessClassicSM Checking with Interest account. Other fees may apply. Requirements are either: (a) when 5 or more debit card purchases are posted to your checking account each statement period (withdrawals from the ATM or cash advance transactions do not qualify); (b) linking the checking account to a Chase Business Credit Card that is not delinquent, closed, charged off, or revoked and as long as the card balance exceeds $0 at least once during the current checking account statement cycle; (c) linking the checking account to a Chase Premier CheckingSM or Chase Premier Platinum CheckingSM personal checking account; or (d) maintain a monthly average balance of $4,000 to $7,500 (depending on region) in the checking account. All accounts are subject to approval. Linking for pricing purposes will not affect your statement and does not link accounts for overdraft protection. Overdraft protection must be requested by you.

Another way to get away from the fees is to ask for the Chase Business Complete package. This package gives you both the Business Classic Checking and Business Savings accounts fee-free for the first year.

Here’s the fine print about the bonus:

Offer valid through 5/15/10. To qualify for this offer, open a Chase BusinessClassicSM Checking, BusinessClassicSM Checking with Interest, Chase Advanced BusinessCheckingSM, Advanced Business CheckingSM with Interest, Commercial Checking, Commercial Checking with Interest, or Chase BusinessPlus® Extra Checking account and deposit a minimum of $5,000 or more into your new business checking account within 30 days of account opening with funds not currently on deposit with Chase or any of its affiliates. Account opening and award of premium are subject to approval (interest bearing accounts available only to sole proprietorships, non-profit organizations, and government entities). Limit one business checking account-related premium per customer per calendar year. Chase reserves the right to withdraw this offer at any time without notice. Attempts to earn multiple premiums may be voided by Chase, at its discretion. Offer not available to existing Chase checking customers. Coupon must be presented at time of account opening. Offer not available on account conversions or in combination with any other offer and is non-transferable. Employees of JPMorgan Chase Bank, N.A. and our affiliates are not eligible. Cash premium will be deposited automatically into your checking account within 10 business days after th


$25 Ohio 529 College Advantage Bonus

The $25 referral bonus Ohio 529 College Advantage plan is back. Anyone can join! So sign up today for the $25 bonus. Good until June/30/2010. Sign up now before it’s too late!

Do you have a college savings plan for your kid’s education? Even if you don’t have any kids, you could still open this Ohio CollegeAdvantage plan for $25 using my referral code 2440330

There is no fees and the process takes less than 5 minutes. Anyone can join from any State. I’ve personally refer my friends and family. Highly recommended!

Here’s what to do:

  1. Sign up online here. No need to mail in anything, just give your information such as Name, Address, DOB, etc.
  2. Choose a login/password and you will verify your email to continue your application.
  3. Choose your funding option and along with $25 deposit. Enter your routing and checking account number.
  4. Now make sure to enter the referral code in order to get your $25 bonus: 2440330
  5. They will withdraw your initial deposit in less than 3 days, and your referral bonus will come in 7 days.
  6. After you get your bonus, you can cash out by using this withdrawal form.

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New Chase $125 Bonus Offer

April 6, 2010 – 5:26 pm

The $125 Chase bonus code link goes on and off even before the expiration date. I’m not even sure why Chase does this. The $100 bonus code just went dead awhile ago. However, there are a few other ways to get the $125 code.

$125 Chase bonus code:

  1. At USPS – go the U.S postal office and ask for a mover’s guide package. It should be on the counter or simply ask the counter person for it. Inside, you will find a Chase bonus code coupon for $125.
  2. On Ebay – many people are selling these Chase $125 coupon for a dollar or two.
  3. Generate Your Own Coupon Code – you could also generate your own coupon code. Keep the stem code and CHANGE the LAST four or five numbers: 37254480000##### and 36343059773#####

Again, it’s YMMV with the generate your own code and you might have to do it a few times. You can enter the code below following the application link to see if it works.

Copy and paste

https://www.chase.com/ccp/index.jsp?pg_name=ccpmapp/individuals/checking/page/Get-a-Chase-Checking-Account

Lending Club $25 Bonus

Lending Club was kind enough to allow me to offer my readers a special promotion: Open a lending account and receive a $25 bonus. You can use this bonus to make your first loan. To take advantage of this promotion, please click on this specific promotional link. Many of my readers have gotten the bonus and have enjoy their experience.
Here’s what to do:

  1. Go though this Special Lending Club link
  2. Fill in your name, email, password, and make up a user ID.
  3. Verify your identity
  4. Add your bank account and wait them to withdraw an amount less than $1
  5. Wait for a few days, and verify the amount that has been withdrawn.
  6. Deposit $1 to get $25 bonus.
  7. Bonus will show up after the initial deposit.

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Bank of America’s Keep the Change $1325

April 1, 2010 – 5:42 pm

Those of you who come here to learn the best methods to make free money, well I have a special treat today. This ultimate post will help you make up to $1325 from Bank of America’s Keep the Change program.

Keep the Change is a Bank of America program whereas they will match up to $250 of the change of a debit transaction for the first 3 months. Lets say you buy a coffee drink $2.25, instead, it will show as a $3 charge, and the 75 cents goes into your savings account. KTC will also put in another 75 cents to match your savings.

In short, you want the charges to be $1.01, $2.01, $3.01, etc to maximize this deal. Also, according to their Terms and Conditions, you can have up to 5 Checking Accounts hence 5 Keep the Change participation.

Follow these steps to make up to $1325:

  1. If you have a credit card, then get this $75 bonus for a new checking. If you don’t have a BOA CC($25 bonus CC), use this $50 bonus link.
  2. For simplicity sake, deposit $500 in your account.
  3. In order to do keep the change, you must sign up for a savings account(this can be done when opening a checking). **You must set up $25 auto transfer each month from Checking to Savings for Savings account to be free.
  4. Once you have your checking, savings, and debit card, visit this Keep the Change link to enroll.
  5. You will have a 3 months window to get the $250 match. Here are a few quickest ways to maximize this offer. 1) Go late at night and pump gas at $1.01 each time. Do this every time you need to fill up your gas tank, so give and take about 253x at $1.01 each time. 2) You could also pay your phone bill, water bill, or electricity bill at $1.01 each time online. Check with your utility company to see the policy on this.
  6. At the end of the 3 months, open up another checking account online and enroll again in Keep the Change. You do not have to open another savings account. Simply link the new Checking to the first Savings account.
  7. The same rules apply. Do it again after 3 more months until you got 5 total Checking. You should get $250 at each account anniversary.

Here’s the math:

$75 Checking bonus + $250 KTC(5x) = $1325

*You want to take a screen shot of each offer just in case you might have to fight them. BOA are notoriously known for not handing out bonus on time.

**You don’t have to do it one at a time. If you feel like you can do all 5 at once, go right at it.

***You can always take money out of the savings and put it back into your checking account. Watch your balance or deposit more so you won’t over withdraw.

****Hard pull will only be done once for your first account, and soft pull everything afterward.

*****Everything above is legit. Unethical? ehh..that’s for you to decide. Nothing is illegal since we’re following their Terms and Conditions. You might want to pump gas at night and at a big chain so you won’t draw attention to yourself.

Bank of America $25 Upromise Credit Card Bonus

With Bank of America’s Upromise Mastercard, you can get $25 bonus after first purchase. First, you need to join Upromise Rewards program which is completely free. They are currently running a $250,000 scholarship giveaway. Then sign up for the Bank of America’s Upromise Mastercard to gt maximum cash back and a $25 bonus. There is no annual fee, and you get 10% EXTRA on college savings on participating grocery and drugstore items, 2% EXTRA
college savings on eligible Exxon and Mobil gas purchases, and EARN 1% on college savings on every purchase. Join Today!

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BB&T bank $100 Bonus

March 28, 2010 – 5:35 pm

Are you living in Florida, Georgia, Alabama, North Carolina, South Carolina, Tennessee, Kentucky, Indiana, Virginia, West Virginia, Maryland or  Washington DC? Then you have 3 more days for this BB&T $100 cash bonus with offer code AFJAP for opening its free checking account. It is scheduled to end on 3/31/2010.  In order to get the $100 bonus, you must set up direct deposit or make 3 online bill payments. You would probably want to do 3 online bill payments since that is a lot easier to do.

Make sure to deposit at least $50 for opening deposit and do the bill payments requirement within 60 days of account opening. The $100 bonus will come within 4 weeks of completing the requirements straight to your account. Also, there is no monthly fees or minimum balance requirement, and bill pay is free.

$25 ING Savings Bonus

ING Direct is an online bank with the quickest $25 bonus I can think of. I have set up some automatic links so you can sign up right away. In order to get the bonus, you must go through my referral link and deposit $250. The $25 bonus will take no longer than a day to show up. There is no monthly or minimum fees. Setup is extremely fast and easy. Not only it’s a quick $25, the account is 1.25% APY and FDIC insured. You can also use this account to send money to other bank accounts such as Chase and Bank of America, and it will count as a Direct Deposit requirement.

Once you got your account open, you can send 50 referrals to your friends and family members to make up to $500 more.

Make sure to deposit $250 for opening deposit

  1. ING $25 Referral Link!
  2. ING $25 Referral Link!
  3. ING $25 Referral Link!

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Best Local Bank Bonuses

March 21, 2010 – 6:16 pm

Bank bonuses are easy money. Make sure you visit the website and read all their terms and conditions such as direct deposit, debit requirements, etc. However, here are the latest local bank bonuses:

  1. Wells Fargo $50 bonus – For people living in Indiana, Iowa, Michigan, Minnesota, North Dakota, or Wisconsin. Make sure to print out the coupon, take it to your local Wells Fargo bank, and make $100 deposit to get the $50 bonus. No Direct Deposit is required.
  2. PNC $100 Bonus – For people living in DC, DE, FL, IN, KY, MD, NJ, OH, PA and VA. Get $100 bonus for opening a personal checking account. Then set up direct deposit and make 10 check card purchases.
  3. BBVA Compass $150 bonus – For people living in Alabama, Arizona, California, Colorado, Florida, New Mexico, or Texas. Get $150 bonus for opening a new checking account, using online bill pay and direct deposit.
  4. Citizens Bank $100 bonus – For people living in Connecticut, Delaware, Illinois, Indiana, Kentucky, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island and Vermont. Get $100 bonus for setting up direct deposit, using bill pay, and using debit card.
  5. KeyBank $200 bonus – For people living in Cleveland, Eastern OH, Idaho, Western NY, Oregon, Seattle Cascades, South Puget Sound, Central NY, Rochester, Maine, Northwest OH, Michigan, and Capital Region NY.

Chase Sapphire $100 Bonus

Currently, Chase Sapphire(SM) Card is giving away 10,000 Bonus Points after first purchase. The 10,000 bonus points can be cashed in for a $100 check. There is no annual fee with the Chase Sapphire Card. I personally have this card and got a $100 Check.

With the Chase Sapphire(SM) Card, you get 2X on all airfare booked through Ultimate Rewards. There is no earning caps, point expiration, or blackout dates. Also, earn 10x for every dollar when shopping at select merchant through Ultimate Rewards Mall and 1 point for every dollar on all other purchases. Chase gives you 24/7 Dedicated service advisor (No voice recording) with premier travel protection benefits.

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Wells Fargo $50 Bonus

March 18, 2010 – 11:23 am

Are you living in Indiana, Iowa, Michigan, Minnesota, North Dakota, or Wisconsin?  If so, then you are in luck for this Wells Fargo’s $50 checking account bonus. Make sure to print out the coupon, take it to your local Wells Fargo bank, and make $100 deposit to get the $50 bonus. No Direct Deposit is required.

From the website:

Offer subject to qualification. Limit one $50 bonus per household. To qualify for your $50 bonus, you must open and fund a new personal Wells Fargo checking account with a minimum opening deposit of $100 (not including the $50 bonus) by 5/31/2010. The $50 bonus is available with all Wells Fargo checking accounts, including non-interest earning checking accounts except the Wells Fargo Teen CheckingSM and Wells Fargo Opportunity Checking® accounts. You will receive the $50 bonus within 30–45 days of account opening. Offer may not be combined with any other offer and is available only at participating Wells Fargo stores in Indiana, Iowa, Michigan, Minnesota, North Dakota and Wisconsin. In-store offer only. Cannot apply online or via phone. Must bring coupon into a participating store to redeem.

Discover More $50 Bonus and 5% cash back on rotating categories:

The Discover More card gives you 5% cash back on various categories throughout the year. If you go through this special Discover More Card link, you are qualify to get a $50 bonus after $500 in purchases. This card rarely gives out cash sign up bonus so sign up to day through the special link.

  • Earn more cash in more ways than anyone else(SM)*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 12 months on Purchases and Balance Transfers
  • Apply Now!

Currently, they are giving 5% back on Home Improvement Stores, Departments Stores, and Clothing Stores. Sign up here for those already with a Discover More Card.

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St. Louis First National Bank $100 Bonus

March 17, 2010 – 7:21 pm

For those living in St. Louis, get up to $100 bonus with First National Bank of St. Louis.  You will get $50 for opening a free checking account and another $50 for a SaveUp Savings account. For the Free Checking account,  you must make a $50 minimum opening deposit. It comes with free Online Bill Pay for choosing eStatements. With the SaveUp Savings Account, make sure to deposit at least $250 minimum. Also, maintain a $50 balance for the $2 monthly fee waiver. They are located throughout St. Louis metro area.

Costco American Express $25 bonus

American Express and Costco is giving away $25 bonus after first purchase for the TrueEarnings Card. The TrueEarnings Card from Costco and American Express offers 3% on gasoline and restaurants, 2% for travel, and 1% everywhere else. Their is no cap on the cash back because it’s unlimited. This is a must have card for those shopping at Costco.

There is no annual fee for those with a Costco membership. There are many benefits to shop at Costco:

  1. All year round low prices on most items and no need to wait for special sales like supermarkets.
  2. Bulk packages of name brands which offer cheaper prices.
  3. Great quality with photo printouts with cheap passport photo development.
  4. Excellent Customer service with the best return policy.

If you do go and sign up for a Costco membership, then go through this special link for:

  1. FREE rotisserie chicken
  2. FREE photo processing
  3. FREE Kirkland Signature™
  4. 2 lb. bag of coffee and more!!!

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Chase $125 Bonus Checking

March 9, 2010 – 9:30 pm

The $125 Chase bonus is back! You must log into your Chase account to see or email me for a printout. Print out now before they take it down again. It’s good until 5/15/2010. Get a $125 cash bonus when you open a Chase CheckingSM account and set-up direct deposit or make five debit card purchases. You’ll need a $100 minimum opening deposit. With so many branches and thousands of ATMs, banking with Chase couldn’t be more convenient.

Request a coupon by emailing me to hustlermoneyblog@gmail.com

You need to keep the account open for 6 months before canceling. Otherwise, the bonus will be taken back. I’m pretty sure they will take the offer down before the expiration date, so print it now!

From the website:

Bonus/Account Information – To qualify for the reward you must open a new Chase CheckingSM account with a $100 minimum opening deposit of new money (money not currently held by Chase or its affiliates). Also, within 60 calendar days of account opening, you must initiate a monthly direct deposit which includes payroll, pension or Social Security, or other government benefits. The reward will be deposited into your new account within 10 days after the initial direct deposit has posted to your account. Limit one personal checking account-related reward/premium per customer, per calendar year. Offer not available on account conversions or in combination with any other offer. Reward is not considered part of the minimum opening balance. Checking account must remain open for a minimum of six months or the reward will be debited from the account at closing. Account is subject to approval. Reward is considered interest and will be reported on IRS Form 1099-INT.

The physical locations are in Arizona, Colorado, Connecticut, Florida , Illinois, Indiana, Kentucky, Louisiana, Michigan, New Jersey, New York, Ohio, Oklahoma, Texas, Utah, West Virginia and Wisconsin. I believe anyone can sign up online.

You must set up direct deposit in order to get the $125 bonus. If you don’t have a job DD, try first with Paypal. If it doesn’t count, then try ING, HSBC, Citibank, etc etc via ACH transfer to see if it counts as direct deposit. Again, your account must be opened for 6 months before closing.

American Express Premier Rewards Gold $150 Bonus

The American Express(R) Premier Rewards Gold Card is currently offering 15000 bonus points = $150 gift cards after $1000 in spending in your first 3 months. You can order coins to fulfill this promotion to do this quickly. This offer is a quick easy way to make $150 bonus. There is no fees for first year, so I would cancel the card before the anniversary if you don’t find it useful.

Offer Details:

  1. Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership. MR points are very versatile, and can be converted to 15,000 frequent flier miles in a number of programs (or 10 Southwest credits), or you can simply get $150 in gift cards at several stores like Home Depot, Crate & Barrel, or Macy’s. I think you can also get cash equivalents at a reduced ratio.
  2. Offers 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else.
  3. Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.
  4. No annual fee for your first year. After that it is $175.

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