Top Bank Deals and Rates

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You’ve heard those advertisement with LifeLock’s CEO giving out his social security number, and claiming he had no fears giving out sensitive information because he trusted LifeLock to protect him from identity theft.

After having all my personal information stolen from a safe, LifeLock was the first thing that popped to my head so I gave it a shot. I did the 30 day trial and was satisfied so I opted for the monthly monitoring service. I costs about $10 per month (discounts can be found on the web).

LifeLock automatically orders your three free credit reports from AnnualCreditReport.com each year. Automatic opt-out from pre-approved credit card offers prevents mail thieves and dumpster divers from getting credit cards in your name. This also reduces the amount of junk mail you get from the credit card offers. LifeLock places fraud alerts on your credit report as long as you are enrolled. They also provide online patrolling to catch the sale of your personal information. Their guarantee offers up to a $1 million to offset the cost of identity theft if you become a victim while you’re enrolled in Lifelock and the theft is due to a defect or failure in their service.

If you have any concerns about your identity being compromised, LifeLock is the way to go.

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For those with a Discover® More Card($100 Cashback Bonus), you will be earning 5% Cashback Bonus on up to $800 in purchases for Airlines, Hotels, Restaurants, Car Rentals, and Cruises. The 5% cash back rebate credit card categories apply to the 1st quarter of 2011.

There are new category each quarter.

For March Only 2011, Enrollment starts February 1, 2011

Earn a 5% Cashback Bonus throughout March at:

* Grocery Stores
* Drug Stores

For April to June 2011, Enrollment starts March 1, 2011.

Earn a 5% Cashback Bonus from April through June at:

* Home Improvement Stores
* Department Stores
* Clothing Stores

Then from July to September 2011, Enrollment starts June 1, 2011.

Earn a 5% Cashback Bonus from July through September at:

* Gas Stations
* Hotels
* Movies
* Theme Parks

Sign up for the Discover More today!

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From now until 3/31/2011, you can get a $50 Sharebuilder sign-up bonus with offer code 50WS10. This Sharebuilder offer can be yours for just opening the account with no need to make one trade. However, you must do the $50 initial deposit into Individual, Joint, and Custodial accounts only.

From the website:

You must open a new account with Sharebuilder and deposit $50 or more to be eligible for this promotion. Initial deposit must be completed by 3/31/2011.Sharebuilder will deposit a $50 bonus approximately 4-6 weeks after your first $50 deposit. The $50 bonus offer is available for Individual, Joint and Custodial accounts only. Offer not valid for IRAs or ESAs. The $50 bonus from Sharebuilder is not available for withdrawal for 90 days after it is awarded to your account. This offer is not valid with any other offers and is non-transferrable. Limit one Sharebuilder account bonus per unique customer or custodial beneficiary.Sharebuilder reserves the right to terminate this offer at any time and to refuse or recover any promotion award if Sharebuilder determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided in opening the account, or that any terms or Sharebuilder‘s Account Agreement has been violated. Offer expires 3/31/2011.

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If you are living in New York, check out this free High-Speed Internet for six months through Mid-Hudson Cable from The Bank of Greene County. You must visit their local branch to get this deal.

From the website:

* Free Telebank 24-7 Services so you can have access to automated account information at any point during the day.
* Free Internet Banking to keep you connected and organized.
* Free Visa rewards so you can earn points when you spend and redeem them for shopping, dining, travel and more.
* Along with your Visa rewards you can also earn Free Green Loyalty Points for using three or more products and services.

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Escape Card from Discover is now offering a 25,000 air mile bonus for making qualifying monthly purchases. There is no annual fee, zero % APR on purchases and balance transfers for six months.

Simply make one purchase a month to get 1000 bonus miles. Do it for 25 months and you will get 25000 bonus miles. Along with the bonus miles, you will get 2 miles per $1 spent on all purchases. There is no limit and the miles do not expired.

From the website:

* The Escape card carries a $60 annual fee
* Any miles earn with purchases made are addition to the bonus miles
* Promotional miles will be applied within 8 weeks

Sign up today before it’s too late.

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Sign up for the Citi Dividend and get 5% cashback on health care, drugstore, and fitness purchases from January 1st until March 31st 2011. On top of the cash back, you will get 0% introductory APR on balance transfers for 15 months and $100 cash back bonus after $799 in purchases within the first 3 months of account opening. There is a 1% cash back on eligible purchases and No annual fee!

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From now until April 30, 2011, Union Bank is offering 3% cash back using your debit card to get maximum $500 cash back. You must open the checking account by January 31, 2011 to qualify for the promotion.

From the website:

(1) Open a consumer checking account (minimum $100 opening deposit) with a Union Bank Debit MasterCard® by January 31, 2011 and earn 3% Cash Back on eligible debit card purchases made with your new Union Bank Debit MasterCard. Cash Back maximum $500. Eligible purchases for Cash Back must be made with your debit card between account open date and April 30, 2011. Purchases returned do not qualify. The following count as “eligible debit card purchases:” purchases you sign for, PayPass™ tap purchases, purchases made on the Internet, by phone, or by mail-order, and small-dollar purchases that do not require a signature. Determination of eligible purchases is at the sole discretion of Union Bank. Cash Back will be deposited into the cardholder’s primary linked checking account by May 31, 2011, which must be active and in good standing. Cannot be combined with other checking offers. Current Union Bank checking customers are ineligible. Cash Back may require a Form 1099-MISC be sent for tax purposes. Visit your local branch or unionbank.com/rewarding for details. See terms & conditions for account details. © 2011 Union Bank, N.A. Member FDIC.

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Those of you from Staten Island, Brooklyn and New Jersey, there are 19 convenient Northfield Bank locations to open a $150 bank bonus. You must visit the branch to see the bonus and apply within.

Here’s the promotion info:

Open a really free Checking PLUS Account and earn $150 by performing the following within 90 days of account opening

1: Set up a recurring Direct Deposit of $400 or more.
2: Perform (5) Signature Based Debit Card Transactions
3: Pay (3) Bills Online With Northfield’s Free Online Bill Payment

* To qualify for the bonus, you must open a new Really Free Checking Plus Account. Also, within 90 calender days of account opening, you must satisfy the following requirements : (1) initiate and receive a recurring direct deposit of at least $00 into your account; (2) perform five signature based (when “credit” is chosen at checkout) debit card transactions, Debit card transactions must be signature based. P.I.N. or ATM transactions do not qualify; (3) pay three bills online using Northfield’s Free Online Banking and Bill Payment system. The reward will be deposited into your account within 100 days of account opening. Bonus reward will be reported on IRS from 1099-INT. Offer subject to change and Northfield reserves the right to cancel the program at any time. Limit of one bonus per individual.

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