The complete list of 6% APY checking accounts across the country

The common requirement is 10 transactions per month on your debit card in order to get the high interest APY. Here’s an updated list of all the 6% APY checking accounts across the country:

Arizona: Credit Union West *Rate is good up to 25K*

10 debit transactions per month
Direct Deposit
Sign up to e-statements

Arkansas: Parkway Bank *Rate is good up to 25K*

10 debit transactions per month
Direct Deposit or ACH auto debit
Log on to Parkway Bank’s internet banking once
Receive an electronic statement instead of a paper statement

Arkansas: Bank of Little Rock *Rate is good up to 25K*

10 debit transactions per month
Direct Deposit

Arkansas: First National Bank *6.15% APY Rate is good up to 25K*

10 debit transactions per month
Direct Deposit or automatic debit
Sign up to e-statements

California: Sacramento Credit Union *Rate is good up to 25K*

12 debit transactions per month
Direct Deposit or auto payment
View account statement online

California: Provident Credit Union *Rate is good up to 25K*

10 debit transactions per month
Direct Deposit or automatic debit
Sign up to e-statements

Colorado: 1st SouthWest Bank *Rate is good up to 25K*

10 debit transactions per month
Direct Deposit or ACH auto debit
Sign up to e-statements

Florida: Premier Bank *Rate is good up to 50K*

10 debit transactions per month
Direct Deposit or ACH auto debit
Sign up to e-statements

Illinois: Valley Community Bank *No balance limit*

15 debit transactions per month
Direct Deposit or ACH auto debit

Illinois: People State Bank *6.1 APY is good up to 20K*

10 debit transactions per month
Direct Deposit or ACH auto debit
Sign up to e-statements

Iowa: State Bank of Toledo *No limit on amount to earn high interest*

10 debit transactions per month
Direct Deposit or ACH auto debit
Sign up to e-statements

Kansas: Emprise Bank *Rate is good up to 100K*

12 debit transactions per month
Direct Deposit
Sign up to e-statements

Kansas: Vision Bank *Rate is good up to 100K*

10 debit transactions per month
Direct Deposit
Sign up to e-statements

Kansas/Missouri: Equity Bank *Rate good up to 25K*

10 debit transactions per month

Missouri: RCS bank *6.17% APY Rate is good up to 100K*

8 debit transactions per month
Direct Deposit
Sign up to e-statements

Massachusetts: Danvers Bank *Rate is good up to 100K*

12 debit transactions per month
Signing up for monthly direct deposit or receiving a recurring ACH debit

Massachusetts: Florence Savings Bank *Rate is good up to 100K*

12 debit transactions per month
Direct Deposit or ACH debit
Sign up e-statements

Massachusetts: Slades Bank *Rate is good up to 100K*

12 debit transactions per month
Direct Deposit or ACH debit
Sign up e-statements

New York: Northern Federal Credit Union *Rate good up to 25K*

Direct deposit or ACH debit
10 debit transactions per month
Sign up for e-statements
Login online banking at least once a month

Nevada: Clearstar Financial Credit Union *6.1% Rate good up to 25K*

12 debit transactions per month
Sign up for e-statements
Receive at least one direct deposit or make one direct payment

Oregon: Rivermark Community Credit Union *6.1% APY Rate is good up to 100K*

12 debit transactions per month
Sign up e-statements and logging into your checking account at least 1 per month

Oregon: Oregon Community Credit Union *No amount limit*

10 debit transactions per month
Direct Deposit or ACH debit
Sign up e-statements and login into account at least one per month

Tennessee: Firstbank *6.17% APY Rate is good up to 25K*

10 debit transactions per month
Direct Deposit or ACH debit
Sign up e-statements

Tennessee: Wilson Bank and Trust *6.25% APY Rate is good up to 50K*

10 debit transactions per month
Direct Deposit or ACH debit
Sign up e-statements

Texas: United Heritage Credit Union *Rate is good up to 25K*

10 debit transactions per month
Direct Deposit or ACH debit
Sign up e-statements

Washington: Twinstar Credit Union *Rate good up to any amount*

12 debit transactions per month
Sign up for e-statements
Access online banking at least once a month

Wisconsin: West Bend Savings Bank *Rate is good up to 50K*

10 debit transactions per month
Direct Deposit or ACH debit
Sign up e-statements

Wisconsin: Connexus Credit Union *Rate is good up to 25K*

10 debit transactions per month
Direct Deposit or ACH debit
Sign up e-statements

If you unlucky like me and none are located near you, the highest Checking account for everybody is 5% Salem five Direct. There is no requirement such as # of debit transaction or Direct Deposit.
Also, this might be worthwhile for your kid’s account at Affinity Bank if you are living in California: 10% APY up to 500 dollars.

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